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Medical Debt – Self-employment – Nursing Innovations RFP

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Policy Now Video: More States Advancing Workplace-based Retirement Programs

Payroll-deduction retirement savings programs are a proven way to help people build financial security, and state-facilitated Automatic IRAs, or Auto IRAs, offer a solution for the nearly 56 million working Americans who currently do not have access to such a program. Eleven states have initiated Auto IRA programs as of October 2024, with nine others in the process of developing them. An AARP Policy Now video explains Auto IRAs and the gap they aim to bridge in ensuring financial security for American workers.

Credit Reporting Change on Low-Balance Medical Debt Is One Step Forward

Many older adults benefited from the 2023 voluntary decision by the three major credit rating bureaus to remove from their credit reports medical debts of less than $500 that go to collections. Still, medical debt remains a major issue for millions of older adults. A recent AARP Public Policy Institute blog examines the issue—both the recent change and challenges that remain.

Older Workers and Self-Employment

Despite a decline in self-employment in the United States, older workers remain the most likely to choose this path. Self-employment allows older workers more flexibility in when and where they work, while offering a way to extend their working years and save more for retirement. An AARP Public Policy Institute Fact Sheet explores trends and demographics of self-employed workers.

Earned Income Tax Credit: Federal Dollars Waiting to Be Invested in Local Communities

The federal Earned Income Tax Credit (EITC) has been shown to boost labor force participation, reduce child poverty, and improve educational and health outcomes, although only about 80 percent of low-income workers eligible for the EITC claim it. Getting more eligible workers to take part in the program would not only bring such benefits to more people, it could mean close to $10.5 billion annually in economic impact across all states. A recently released report breaks down the economic benefit by state.

New Funding Opportunity to Strengthen the Nursing Workforce

Proposals are being accepted for grants from the 2025 Nursing Innovations Fund, a continuing collaboration between AARP and the American Association of Critical-Care Nurses to strengthen the nursing workforce. This program seeks innovative and replicable solutions to create and sustain healthy work environments and improve recruitment and retention rates of registered nurses. Awards of up to $20,000 each will be provided for selected projects that can be completed in one year. Proposals are due April 4 and an informational webinar will be held on March 5.

In the News

For Many of America’s Aging Workers, ‘Retirement Is a Distant Dream’
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Most Seniors Say They Want to Age at Home
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Younger Retirees Depend Mostly on Social Security. Is It Enough to Live on?
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